Car Title Loans in Simi ValleyCar title Loan FAQHow long does this whole process take?We can get you the money in your hand within a few hours after applying. What is the steps to getting the money?The first step is to see how much your car is worth. This is why we have such a brief application. No need to waste your time with a long app if in fact none is needed.We will call you. If you like what you hear then tell us and we will start preparing the money loan. In about an hour you can pick up your dough. What is the interest rate?The interest rate depends on the loan amount. Is there any fees?No fees prior to getting the loan but 2 fees built into the loan. The first fee is a $75 document and preparation fee (all loans) and on loans above $5000 there is a 10% fee for administration of large loans. Smaller loans do not have this fee. What do you mean by a "clean title"?What this means is that it has to be free of other lenders who you owe money on the vehicle that are also listed on the title. Now if you do, we may be able to help pay them off for you but the amount has to be under $1000. Will you take my car?No. We do not hold onto the car. You will hand over the title only. How long do I have to pay off the loan?We give you up to three years but you don't have to take that long - pay it off anytime. I have a loan with another title lender but your rate is better. Can I switch to you?Yes, we do this all the time. We will need the payoff amount but we can get that for you. Is it faster if I come into your location first?Actually no. We will need to see you face to face of course but at this point we just need to get your information over the application online and by fax. |
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